Attention homeowners: Real estate appraisal services for in Aldie and Loudoun County

Here are the top seven reasons Virginia homeowners hire AD Brown Appraisals:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge your property tax assessment in Virginia
Remove PMI to cut their monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Virginia, where property needs to be divided
Determine the true market value of the real estate in question to settle an estate in Loudoun county or Virginia


	Need help determining the price of your home in or near Aldie, Virginia? Contact AD Brown Appraisals.

We at AD Brown Appraisals understand the unique needs of a consumer seeking appraisal services. Our usual business clients are used to the appraisal process and the usual reporting formats. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.

Challenging property tax assessments

If you live in a region that is going down or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from AD Brown Appraisals is your chief weapon.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you delete unnecessary PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. AD Brown Appraisals can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? AD Brown Appraisals offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.